Financial capability as a function of financial literacy, financial advice, and financial satisfaction

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dc.contributor.authorKhan, Khurram Ajaz
dc.contributor.authorÇera, Gentjan
dc.contributor.authorPinto Alves, Sandra Raquel
dc.date.accessioned2022-04-19T06:01:59Z
dc.date.available2022-04-19T06:01:59Z
dc.date.issued2022
dc.description.abstract-translatedThere is no substantial evidence that exists in the literature to establish the link between financial advice and financial capability fully establishes, even though ‘getting help’ is identified as an important aspect of financial capability. This study sets out to fulfil a couple of objectives. Its primary goal is to investigate the effects that a combination of financial literacy elements (financial attitude, financial knowledge, and financial behaviour), financial advice as well as financial satisfaction have on individuals’ financial capability, and secondly, to test and prescribe the improved scale of financial capability measurement. This research has been administered in Spain at an individual level. Hierarchical regression method along with Z-test were used. Regressions’ outcomes reveal that financial constructs positively impact the individuals’ financial capability. From the viewpoint of policymakers, it is vital to fully comprehend the significant factors influencing financial capability to plan better strategies to empower the citizens with adequate skills, abilities, and behaviour so to succeed in dealing with financial matters in daily basis. The originality and value added to the present study is two-fold. Firstly, it comprehensively examines the wide-ranging financial indicators seen as critical in determining financial capability, which remain yet not quite covered in other studies. Second, both indicators used to measure the financial capability revealed no substantial differences, therefore an improved composite scale is prescribed as useful in measuring financial capability in future research.en
dc.format18 s.cs
dc.format.mimetypeapplication/pdf
dc.identifier.citationE+M. Ekonomie a Management = Economics and Management. 2022, roč. 25, č. 1, s. 143–160.cs
dc.identifier.doihttps://doi.org/10.15240/tul/001/2022-1-009
dc.identifier.issn1212-3609 (Print)
dc.identifier.issn2336-5604 (Online)
dc.identifier.urihttp://hdl.handle.net/11025/47478
dc.language.isoenen
dc.publisherTechnická univerzita v Libercics
dc.rightsCC BY-NC 4.1en
dc.rights.accessopenAccessen
dc.subjectfinanční způsobilostcs
dc.subjectfinanční gramotnostcs
dc.subjectfinanční poradenstvícs
dc.subjectfinanční uspokojenícs
dc.subjectŠpanělskocs
dc.subject.translatedfinancial capabilityen
dc.subject.translatedfinancial literacyen
dc.subject.translatedfinancial adviceen
dc.subject.translatedfinancial satisfactionen
dc.subject.translatedSpainen
dc.titleFinancial capability as a function of financial literacy, financial advice, and financial satisfactionen
dc.typečlánekcs
dc.typearticleen
dc.type.statusPeer-revieweden
dc.type.versionpublishedVersionen

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