Posouzení úvěruschopnosti spotřebitele jako skutkové námitky
| dc.contributor.author | Pavlíková, Kristýna | |
| dc.contributor.editor | Knoll, Vilém | |
| dc.contributor.editor | Hablovič, Jakub | |
| dc.date.accessioned | 2025-10-24T17:40:20Z | |
| dc.date.available | 2025-10-24T17:40:20Z | |
| dc.date.issued | 2025 | |
| dc.description.abstract-translated | The act on consumer credit, Act No. 257/2016 Coll., in the provisions of Section 86, requires creditors to assess the creditworthiness of the consumer when concluding a consumer credit agreement. If the creditor fails to do so, such a contract will be void, with effect from 29 May 2022 (after the amendment to the Consumer Credit Act by Act No. 96/2022 Coll.), the court will take this void into account even without a petition. On 27 April 2023, the Supreme Court issued a decision under Case No. 29 ICdo 16/2023, which I consider to be crucial in the case of consideration of the objection of failure to verify creditworthiness by the creditor. The Supreme Court here rightly held that it is a factual objection, not a legal one. This conclusion is thus absolutely crucial in the field of insolvency proceedings in which insolvency administrators examine the enforceable claims of creditors who have had their claim finally adjudicated by a payment order. Insolvency practitioners can now successfully contest the authenticity or amount of even these enforceable claims. In my contribution I will thus analyse the cited decision. | en |
| dc.format | 7 s. | cs |
| dc.identifier.doi | https://doi.org/10.24132/ZCU.NADEJE.2024.429-435 | |
| dc.identifier.isbn | 978-80-261-1323-2 | |
| dc.identifier.isbn | 978-80-261-1322-5 (brožovaná vazba) | |
| dc.identifier.uri | http://hdl.handle.net/11025/63146 | |
| dc.language.iso | cs | cs |
| dc.publisher | Západočeská univerzita v Plzni | cs |
| dc.rights | © Západočeská univerzita v Plzni | cs |
| dc.rights.access | openAccess | en |
| dc.subject | spotřebitel | cs |
| dc.subject | insolvenční řízení | cs |
| dc.subject | úveruschopnost dlužníka | cs |
| dc.subject | věřitel | cs |
| dc.subject.translated | consumer | en |
| dc.subject.translated | insolvency proceedings | en |
| dc.subject.translated | debtor's creditworthiness | en |
| dc.subject.translated | creditor | en |
| dc.title | Posouzení úvěruschopnosti spotřebitele jako skutkové námitky | cs |
| dc.type | konferenční příspěvek | cs |
| dc.type | conferenceObject | en |
| dc.type.status | Peer reviewed | en |
| dc.type.version | publishedVersion | en |
| local.files.count | 2 | * |
| local.files.size | 463488 | * |
| local.has.files | yes | * |
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